Lloyd Banks Login | Lloyds Online Banking | At www.lloydsbank.com
Lloyds Banking Group plc is a leading U.K.-based financial services group providing a wide range of banking and financial services, primarily in the U.K., to personal and corporate customers. It is headquartered in London.
As of May 2016, the group boasted of the market capitalization of $ 70 Billion and assets worth $1188.98 Billion. It is ranked 170 in Forbes global 2000. Lloyds Banking Group is listed on the London Stock Exchange. It has a secondary listing on the New York Stock Exchange.
To access Lloyd Banks Login and Lloyds Online Banking, click here.
- History
- Products and Services.
- Commercial Banking.
- Consumer finance and Insurance.
- Deals and Acquisitions.
- Bank’s Website | Lloyd Banks Login | Lloyds Online Banking.
History
Lloyds Banking Group was established in 2009 when Lloyds TSB acquired HBOS. HBOS is a banking and insurance company in the United Kingdom. It is a wholly-owned subsidiary of the Lloyds Banking Group. It (HBOS) is a result of a merger between Halifax plc and the Bank of Scotland in 2001.
Lloyds TSB on the other hand as a result of a merger in 1995 between Llyod Bank and Trustee savings bank. It traded as Lloyds TSB Bank plc from 1999 to 2013.
Products and Services Lloyds online banking and Offline
Lloyds Bank Group plc provides banking and financial services to individual and business customers in the United Kingdom and internationally. The company operates through four segments: Retail, Commercial Banking, Consumer Finance, and Insurance.
The group offers services through various brands, including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows. These are done through a range of distribution channels in the United Kingdom and digital proposition.
Retail Banking
The Retail segment offers a range of financial service products, including current accounts, savings. Other are personal loans, and mortgages to wealthy and small business customers; and distributes the insurance, protection and credit cards, and a range of long-term savings and investment products.
This division is the largest provider of personal loans in the UK. It provides more than one in five new residential mortgages in the UK. In 2015 this division provided over 75k mortgages to help first time buyers, making it one of the leading UK mortgage lenders.
Commercial Banking
Lloyds Bank Commercial Banking has been named Business Bank of the Year for twelve consecutive years, voted for by more than 1,800 Finance Directors from across the business spectrum in the UK.
This division of the Lloyds Banking group provides customers with the support they need to help them grow to manage risk and enhance efficiency.
Commercial Banking provides support to corporate clients through the provision of core banking products, such as lending.
Other are deposits and transaction banking services whilst also offering clients expertise in capital markets (private placements, bonds, and syndicated loans), financial markets (foreign exchange, interest rate management, money market, and credit), and private equity.
The Consumer Finance segment offers motor finance, credit cards, European mortgages and deposit-taking, and car leasing services to consumers and commercial customers. The Insurance segment provides long-term savings, retirement solutions, and protection products through the intermediaries and direct channels; home insurance products through the branch network, direct channels, and strategic corporate partners; and annuities.
Deals and Acquisitions
- 2013 – Westpac acquired Lloyds Banking Group’s Australian asset finance business, CFAL, and its corporate loan portfolio, BOSI
- 2016 – Lloyds Banking Group acquired Bank of America’s UK credit card MBNA.
Bank’s Website | Lloyd Banks Login | Lloyds Online Banking
http://www.lloydsbank.com/
Facebook, Twitter, Wikipedia